Key Things To Know
Auto
-Key Factors in the price you pay are your location and driving history.
-At fault accidents, moving violations, claims, and insurance history all play the biggest roles in premium.
-An easy way to save money is to make "PIP" coverage secondary and your health insurance will cover injuries suffered from an accident.
Home
- Valuation is everything! Provide accurate information about your home so that we can be accurate in coverage amounts.
-Personal property is everything you own. If you put everything in a moving truck and relocated, how much would it cost to replace those items?
-It is one of the biggest investments you will make in your life, protect it.
General
-The more we know, the better we can do.
-Do not give false information! Insurance fraud is illegal.
-Don't think "what are the odds of ", think "well what happens when "
Our
Policy Types
Realtor
Program
Buying a home is one of the biggest purchases you will make in your life, let us make one aspect of it much easier. Raymond G. McCarthy has built a program directly aimed at helping NJ realtors and home buyers lives a little bit easier.
​
We develop a direct relationship between our personal lines department and Realtors or their real estate agencies. This will help the realtor make their clients home buying experience that much better.
​
Go the extra mile for home buyers by presenting them an array of coverage options.
​
​
