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Have you recently suffered from an accident or loss? We're sorry to hear that, but we're here to help. A major benefit to having Raymond G. McCarthy as your insurance broker is our claims evaluation service.
Shouldn't I always file a claim?
Understand that every time you file a claim for a loss with your insurance company, no matter which individual caused the accident, the claim will now appear on your insurance history, which may cause rate increases, surcharges, and sometimes even the non-renewal of the policy. In the event of an accident, it's best to call your insurance agent so that they can properly assess the claim at hand and give you advice on how to move forward.
In the event of an accident that results in damages to you or your property that is caused by another party, subrogation may take effect. Subrogation is the transfer of financial obligation to pay out a claim from one party's insurance company to the other.
Many auto insurance carriers offer a road-side assistance and towing coverage for additional premium. In the event you incur a flat tire, run out of fuel, or have a mechanical issue and are stranded, road-side assistance coverage can be utilized for your convenience. In the event your car is no longer drive-able, a tow truck can be provided to transport the vehicle to the nearest mechanic.
Not sure what to do?
The claims process can appear like a complicated procedure, but rest assured, we're here to guide you every step of the way. Call in today to receive guidance and instruction on how to properly go about filing your specific claim.